Superannuation

The Superannuation in South Australia page provides links to different superannuation funds and links to information about lost super and financial planning.

Superannuation is something that every Australian has to think about.  Since the introduction of compulsory superannuation in 1992, Australians now have more money invested in superannuation funds per capita than any other country Wikipedia .  This increase in superannuation has created thousands of new investors in the stock market, and more and more Australians are taking an interest in the economy in relation to their investments.

Changes to the law on the 1st of July 2005 mean that Australians can now choose the superannuation fund that their superannuation contributions will be paid into.  This allows Australians greater freedom in managing their superannuation.  It also means that they will need to know more about the different superannuation funds available.

As of 1st July 2007, the Reasonable Benefit Limt (RBL) was abolished.  This means that there is no longer a limit on the amount that can be accumulated in a super fund with concessional tax treatment.  However, the rate at which superannuation can be accumulated still depends on individual situations.

Choosing a superannuation fund is an important choice, so you’ll want to have a look at all the available options.  Why not browse the page, see what’s out there and make an informed decision about your future?

Please note:  The articles on this page should not be used as financial advice.  Always seek written advice from a qualified professional that is relevant to your own life situation before making any financial decisions or commitments.

Superannuation - http://www.statewide.com.au/

Statewide aims to help you achieve a financially secure retirement, as well as help you manage your finances while you’re still working.

By keeping our fees and charges as low as possible, we can help maximise your savings. We also aim to give you flexibility with a wide range of investment options and insurance cover to encourage you to take control of your financial needs.

As well as managing the retirement savings of our employer-sponsored members, Statewide can also manage superannuation for self-employed and personal contributors, as well as for retirees through our range of pension products.

This is not financial advice.  Please seek advice from a qualified financial advisor before choosing a superannuation fund.

Industry Super Fund - http://www.hesta.com.au/

HESTA is the national industry super fund for health and community services. With 550,000 members and 50,000 employers, HESTA looks after the super requirements for more Australians than any other fund specialising in the health and community services industry.

HESTA can: help you build your superannuation, offers a range of investment options and access to extra services now and in retirement.

This is not financial advice.  Please seek advice from a qualified financial advisor before choosing a superannuation fund.

Australian Super - http://www.australiansuper.com/

AustralianSuper is one of Australia's largest superannuation funds run only to profit members.  Members enjoy long-term investment performance, low fees, a choice of 15 investment options, affordable insurance cover, comprehensive member education, access to allocated pension and tem allocated pensions and access to home loans, banking products, health insurance, non-super investment products and commission-free financial advice.

A truly member-focused fund, we run only to profit members and offer low fees and strong, long-term investments returns.

This is not financial advice.  Please seek advice from a qualified financial advisor before choosing a superannuation fund.

Super SA - http://www.supersa.sa.gov.au/

Super SA administers the following State Government super schemes: Triple S, the Lump Sum Scheme, the Pension Scheme, the Super SA Allocated Pension, the Super SA Flexible Rollover Product, the Parliamentary Superannuation Scheme and any other super scheme established by the SA Government for its employees.  We have more than 170,000 members.

My Future is a great way for you to learn about the world of money. More than ever before we all need to take responsibility for our financial future.  Whether it's managing debt, making the most of your super, investing or arranging insurance, My Future has easy-to-understand information and calculators to help you take control.

This is not financial advice.  Please seek advice from a qualified financial advisor before choosing a superannuation fund.

Super Choice - http://www.superchoice.gov.au/

Millions of Australians can now choose the super fund that works best for them. It’s your money, you should have a say in where it goes.

This website tells you more about choice of superannuation fund and how it might affect you, as well as lots of general information about why superannuation matters and how it works.

This is not financial advice.  Please seek advice from a qualified financial advisor before choosing a superannuation fund.

Unclaimed Superannuation - http://www.unclaimedsuper.com.au/

Currently, over 5 million Australians have lost some of their superannuation! Are you one of them? Your lost or unclaimed super may be held with AUSfund and we want to help you find out, and will help you get this money back, all for absolutely no charge! Find your lost super with AUSfund – right here, right now!

It could be as simple as changing jobs, your address or your name. When a regular super fund can no longer locate you, they may transfer your super to AUSfund, because we actively try to reunite Australians with their lost super.

This is not financial advice.  Please seek advice from a qualified financial advisor before choosing a superannuation fund.

Accounting Service - http://www.sassuper.com.au/

Superfund Accounting Services (SAS) specialises in accounting and audit services for Self Managed Superannuation Funds Australia wide.

Increasingly, accounting firms and financial planners will be relied upon for their expertise in helping people to set up and administer self managed superannuation funds.

SAS has the experience and expertise necessary to assist accountants, financial planners and fund trustees in this complex field. 

This is not financial advice.  Please seek advice from a qualified financial advisor before choosing a superannuation fund.

Financial Planning - http://www.portfolio-planning.com.au/

At Portfolio Planning Solutions we have one precise objective - to help clients achieve their financial goals through the provision of highly personalised advice.

Financial Planning is a broad term that embraces many different disciplines including taxation, superannuation, retirement planning, investments, insurance, estate planning, and advice on the appropriate form of borrowing facilities.

Some advisers offer one or more of these services, but few actually integrate them into one written strategy in the form of a personal financial plan.

This is not financial advice.  Please seek advice from a qualified financial advisor before choosing a superannuation fund.